Refund Policy

Effective Date: 25-11-2025 Brand: Mind Monk Coach: Dr. Sagar Mandal Program: 108 Days – Kalsarp Yog Mukti & Transformation Program This Refund Policy explains the terms under which payments for Mind Monk programs are handled. By enrolling in the program, you agree to the refund conditions below. 1. No Refund Policy All payments made for the Mind Monk 108-day program are non-refundable, regardless of the situation or reason. 2. Program Commitment Once a client enrolls, it is considered a full commitment to the entire program. Refunds are not provided for change of mind, personal circumstances, or lack of participation. 3. Missed Sessions If a client misses any session due to personal reasons, technical issues, travel, or health concerns, no refund or adjustment will be provided. 4. Cancellation Not Allowed Once the program starts, cancellation is not permitted. Exiting the program midway does not qualify for any refund. 5. Results Not Guaranteed Healing outcomes vary from person to person. As no fixed results can be guaranteed, refunds are not offered based on perceived or expected outcomes. 6. Removal Due to Misconduct If a client is removed from the program due to disrespect, misconduct, or violation of guidelines, no refund will be issued. 7. Non-Transferable Payments The program fee cannot be transferred to another person, another program, or future batches under any circumstances. 8. Digital & Healing Material Any digital content, recordings, processes, or healing tools provided during the program cannot be refunded once accessed or delivered. 9. Installment Payments If the client is on an installment plan, all remaining installments must still be paid even if the client discontinues participation. No installment will be refunded. 10. Agreement to Terms By enrolling, the client accepts that this is a spiritual and self-growth program and fully agrees to the no-refund policy in all conditions. 11. Contact For any questions regarding payments, you may contact us during working hours. Mind Monk – By Dr. Sagar Mandal